For customers without an existing HSBC relationship, a bank statement from an active checking, savings or certificate of deposit account with any U.S. financial institution. Based on the applicant’s Equifax Score Band Interest rates range from 8.50% p.a. We will contact you within 2 business days about the status of your application. Welcome to HSBC UK banking products including current accounts, loans, mortgages, credit cards. We use cookies to give you the best possible experience on our website. Register . Also Premier and Advance banking and more… Getting in touch Close. That's why an HSBC Personal Loan could be the best answer to achieving your dreams sooner and easier, with the flexibility that comes from an unsecured personal loan. APR (annual percentage rate) varies according to the size of the loan. At HSBC, we endeavour to ensure a secure environment for your HSBC Personal Internet Banking experience. Discover a wide range of loan options with HSBC, from personal loans for a holiday or home improvements, to financing for study. Once the money is deposited into your account, you can use it for almost anything you like1, including: debt consolidation5, trips or vacations, home improvements, and medical bills. Existing customers may apply online or in a branch. The monthly payment calculated will leave a zero balance at the end of the loan's term. Discover a wide range of loan options with HSBC, from personal loans for a holiday or home improvements, to financing for study. Apply for an HSBC Personal Loans with unsecured loan flexibility. Make overpayments free of charge This may reduce the amount of interest you pay. Apply for an HSBC Personal Loan and you can enjoy a range of benefits and competitive interest rates. A wide range of services are available to you through HSBC Personal Internet Banking. to 16.99% p.a. Open your account before arriving International services. Home Equity products are not included. You can handle almost all your banking from the safety and comfort of your home. Be prepared for life's unexpected costs. Personal Loan Terms (PDF, 684 KB) Personal Banking Booklet (PDF, 1.50 MB) apply. Available exclusively to our Premier current account customers. COVID-19 measures Close. Your money can be transferred into any U.S. financial institution of your choice. You might be able to reduce your monthly repayments, and total amount payable by slightly adjusting the amount you borrow. To be eligible for an HSBC Personal Loan, you need to: have an HSBC current account; have an annual income/pension before tax of £10,000 or more ; be over 18 and a resident of the Channel Islands or Isle of Man; Not available for customers with a Basic Bank Account. Personal Instalment Loan Personal Tax Loan Personal Instalment Loan Redraw Revolving Credit Facility Balance Consolidation Program Smart Tips on Loans See all Tools & Forms. Things to Note Changes to HSBC Personal Loan … New to HSBC customers -  if approved and once you sign the promissory note (by 5pm EST on a business day), you may receive your funds the following business day. For home equity, the Premier and non-Premier APR includes an auto-pay discount of .50% and .25%, respectively. See our important notice page for more information. 1 Rates are applicable to new applications. You can submit a request if: You hold an HSBC Personal Loan. This is to collect any interest which was not calculated in your final repayment but is interest you still owe us. Discover our Balance Transfer Credit Card. Want to do your banking without speaking to a representative or going to the branch? HSBC Personal Loans Enjoy SGD188 in cashback and GrabFood vouchers, and a 3.4% interest rate (EIR 6.5% p.a.) Borrow from £1,000 to £25,000 and make your plans a reality with a personal loan from HSBC. The maximum APR you could be offered is 21.9%. Use the sliders to adjust how much you’d like to borrow and over how many months. 1 Rates are applicable to new applications. HSBC Personal Loan Terms 6.6 Interest may also be charged to your loan account the month after you make your final repayment. Spread your repayments over 1 to 5 years for Personal Loans of £15,000 and less, or over 1 to 8 years for Personal Loans of over £15,000. Talk to us directly through our chat channels. 3 Consumers must be at least 18 years of age to apply. There also is no application fee or prepayment fee, if you pay off your loan early. Our branches are offering a limited service because of coronavirus. The HSBC personal loan can be availed for a minimum of 12 months and up to a maximum of 48 months. HSBC Personal Loan will be re-named as HSBC Personal Instalment Loan. Start your application online for an HSBC Personal Loan today. Available exclusively to HSBC Premier current account customers. Apply for an HSBC Personal Loan and you can enjoy a range of benefits and competitive interest rates. Borrowers must continue to meet the criteria used to select the Borrower for this offer and must satisfy pre-determined underwriting criteria. To apply for a personal loan, now you can either do it online or in person to the nearest HSBC Bank branch. HSBC Premier Credit Card . 5 If you are using this loan to repay existing debts, before you apply, we encourage you to carefully consider whether consolidating your existing debt is the right choice for you. A safety net for life's unexpected expenses. Apply now Apply now for an HSBC Personal Loan . If you're registered for mobile banking, have downloaded the app and have an HSBC current account, you can apply within the app in just a few clicks. The amount you want to borrow might be close to one of the points where the APR changes. ‡Investment and certain insurance products, including annuities, are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. Apply online for an HSBC Personal Loan and get an approval in principle in just 10 minutes. Skip page header and navigation ; Personal Corporate Global Banking and Markets Private Banking Language English Search Suggestion. 1 Rates, discounts and loan amounts depend on specific program and may require certain personal deposit and investment‡ balances, reserves, equity and automatic payment from an HSBC U.S. checking account. We're here to help. © HSBC Bank USA, N.A. It's usually quickest to apply online, but if you're having trouble with your application, we're here to help - just head to our contact us page. This may reduce the amount of interest you pay. 2 For instances where HSBC Personal Line of Credit Instalment Plan is not offered, HSBC may, at its discretion, offer an HSBC Personal Instalment Loan instead, and a Statement Savings account will be opened to facilitate monthly repayments. The maximum APR you could be offered is 21.9%. 5.99% is the lowest available APR and assumes excellent credit and a loan term of 36 months or less. Non-HSBC current account customers should be contacted with a credit decision in 2-5 working days. Please note that basis Goods and Services Tax (GST) regulations and notified GST rates, Central GST and State/Union Territory GST, Cess or Inter-State GST, as applicable, would apply on our fees and charges. Select Credit is a personal line of credit that allows you to borrow money as you need it, up to your available credit limit. How to apply for a Personal Loan? Getting behind the wheel of a new or used car is just one call away. Apply for an HSBC Personal Loan and get a free HSBC Credit Card 3 . Loans above $30,000 require a U.S. HSBC Advance and Premier banking relationship. Fast approval within 1 minute. HSBC’s personal loans have competitive rates and fast funding times, making it ideal for those who have excellent credit and want their loan proceeds … We know some of you might have queries about how your finances may be affected by COVID-19 and we're here to ensure you have the help and support you need. 1 Monthly add-on rate for 24 months. Simply SMS PIPNAME12-digit Personal Line of Credit account number to 74722. Close. Current Account Member Get Member programme Debit cards ... Find out more Find out more about personal finance loans from HSBC . HSBC Premier Credit Card . Finance available for new and used cars – no down payment required. Current branch hours of operation are 9:00am - 4:00pm. Your monthly payment amount never changes and can be automated, so you know exactly what to expect. Car loan . We have detected your browser is out of date. Back to My Account Corporate Business Close menu. tenure from a minimum of 12 months onwards with additional block of 6 months. You’ve been directly or indirectly impacted by coronavirus. Car Finance Competitive interest rates Flexible repayment period up to 84 months for fixed-rate finance. and are only available for property located in the U.S. Subject to credit approval. Apply now Apply now for our HSBC Premier Personal Loan . Apply today for a HSBC loan tailored to your needs. Our website doesn't support your browser so please upgrade. Now also available to non-HSBC current account customers. Turn your home’s equity into a source of cash for home improvements, debt consolidation, or other major expenses. For loans between £7,000 and £15,000. We're here to help you. Your first payment will be due approximately two months after account opening. ** Benefits begin after a 30-day waiting period, and are retroactive to the date of covered injury or illness *** Up to $2,000 per month for a maximum of 60 months. 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